Pengiraan Loan

LOAN CALCULATION FORMULA:

   Loan Amount

x Interest Rate (%) 

x Years Amount

+ Loan Amount

 / Months        _____ _

= Monthly Repayment 
 

DOCUMENTS REQUIRED FOR LOAN SUBMISSION:

A: Normal Application (Base on 90% Loan)

1) Clear copy of I.C & Driving License

2) 3 x Months of latest Payslips

3) 3 x Months of latest Bank Statements

B: Bank Islam GradHitz (Base on 100% Loan)

1) Clear copy of I.C & Driving License
2) 3 x Months of latest Payslips

3) 3 x Months of latest Bank Statements

4) Certificate of Diploma / Degree

5) Working Offer Letter / Confirmation Letter

For more details on GradHitz click here
C: Bank Rakyat for Government & GLC servant (Base on 100% Loan)

1) Clear copy of I.C & Driving License
2) 3 x Months of latest Payslips

3) Working Offer Letter / Confirmation Letter

D: Self-Employment Application:
1) Clear copy of I.C & Driving License
2) Form 9 / 13 (SSM Certs.)
3) 3 Months of Bank Statements
4) EPF Statements

E: Company Registration:
1) Clear copy of I.C & Driving License of Director
2) 3 Months of Bank Statements
3) Form 9 / 13
4) Form 24, Form 44, Form 49
5) MNA
6) Both of Director Resolution
7) Original Secretary True Copy


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